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Select your profession for an Instant Quote: Instant Quotes Acupressure Acupuncturists Alexander Technique Allergy Therapy Angel Therapy Aqua Detox Therapy ARNI qualified Instructors providing rehabilitation services to stroke survivors Aromatherapists Aromatherapy Art Therapy Assertiveness Training for Work Astrology Autistic Spectrum Disorders Autogenic Baby Massage Baby Yoga Bach Flower Remedies Bach Remedies Bates Method Behaviour Therapy Bio Electography Bio Testing Biofeedback Biomagnetic Therapy Biorhythms Body Balance Body Harmony Body Talk Bowen Technique Brain Sould Fusion Breath Therapy Buqi Healing Buteyko Centering Touch Chavutti Thirumal Chi Kung Child and Adolescent Psychology Special Interest Group Chiropractors Cholesterol Testers Colour Acupuncture Colour Therapy Complementary Therapists Complementary Treatments Only Counsellors (Any Discipline) Cranio-sacral Therapy Crystal Healing Dance Movement Therapy Daoying Tao Death Dying & Bereavement Special Interest Group Deep Tissue Massage Dietitians / Nutritionists Division of Behaviour Analysis Division of Clinical Psychology Division of Counselling Psychology Division of Educational Psychology Division of Forensic Psychology Division of Health Psycology Division of Neuropsychology Division of Teachers and Researchers in Psycology Division of Work and Organisational Psychology Drama & Movement Therapy Ear Candling Eastern Head Massage Electro Crystal Therapy Emo Trance Emotional Freedom Technique Empulse Electromagnetic Therapy EMT Executive Coaching Faith Healing First Aid Trainers First Aiders Floatation Tank Therapy Flower Remedies Football Association Diploma Member Football Association Emergency Aid/Basic Treatment Football Association Intermediate Member Geopathic Stress Gestalt Therapy Hearing Therapy Herbalists Homeopaths Hopi Ear Candles Hot and Cold Stone Massage Hydrotherm Massage Hyperton-X Kinesiology Hypnobirthing Hypnotherapists Indian Head Massage Iridology Jaffe Mellor Technique Japanese Facial Massage Kalari Foot Massage Kinesiologists La Stone Therapy Learning Disabilities Special Interest Group Life Coaching Lymphatic Drainage M Technique Magnet Therapy Magnified Healing Make-Up Artists Manipulative Therapy Massage Masseurs Meditation Mehta Massage Meridian Therapy Metamorphic Technique Mickel Therapy Munay-Ki Music Therapists Music Therapy Myofascial Release Nail & Make-up Treatments Only Naturopaths Neuro Development Therapy Neuro Linguistic Programming Nutritionists Paramedics Pilates Polarity Therapists Postural Integration Proprioceptive Neuromuscular Facilitation (PNF) Psychologists Psychotherapists Qi Gong Quantum Touch Radionics Therapists Reflexologists Rehabilitation Psychology Special Interest Group Reiki Rejuvanessence Scenar Therapists Sexual Diversity and Gender Special Interest Group Shiatsu Do Shiatsu Therapists Shiatsu Therapists Soul Essence Soul Talk Sound Therapy Space Cleaning Speech and Language Therapists Standard Treatments Stress Counselling Stress Management Stress Massage Stress Therapists Tapas Acupressure Technique Thought Field Therapy Tibetan Acupressure Head Massage Vertical Reflex Therapy Vibration Therapy Vibrational Essences and Flower Remedies Yoga Yoga Massage Yoga Teachers Zero Balancing Zumba

Professional Indemnity Insurance for Holistic Therapists

What are Professional Indemnity Insurance (PII) and Medical Malpractice Insurance and how are the classes different:

1. Professional Indemnity Insurance covers an individuals or companies professional neglect. The policy will respond to (subject to terms) the legal costs to defend an allegation of professional neglect and should it be proved that there was indeed an error, omission or professional neglect of some kind the Professional Indemnity Insurance policy will also respond to any damages awarded against the business or person.
2. Medical Malpractice Insurance also responds in the same way as a Professional Indemnity Insurance policy, it will cover the legal cost to defend an allegation against the person or business and also any damages awarded up to the level of indemnity chosen. However, Medical Malpractice Insurance policies tend to be as you would expect related to medical types of risks/ professionals rather than say architects or engineers. The policy also responds to professions where there is a physical type of activity ‘hands on’, for example a Medical Malpractice Insurance would be appropriate to the following type of risks rather than a pure Professional Indemnity Insurance policy:

 

Acupuncture	Nurse	Chi Kung
Behaviour Therapy	Bach Remedies	Pharmacist
Optician	Aromatherapy	Speech Therapist
Anaesthesiology	Dermatology	Genetics
Homeopathy	Kinesiology	Floatation Tank Therapy
Breath Therapy	Crystal Healing	Alexander Technique
Ear Candling	Iridology	Colour Therapy
Midwife	Biorhythms	Chiropractor
Complementary Therapy	Psychologists	Meridian Therapy
Hearing Therapy	Counsellors	Dance Movement Therapy
Eastern Head Massage	Empulsive Electromagnetic Therapy	Hydrotherm Massage
Hypnotherapists	Gestalt Therapy	Paramedics
Metamorphic Technique	Hypnobirthing	Neuro Development Therapy
Flower Remedies	Geopathic Stress	Polarity Therapists
Qi Gong	Make up Artists	Stress Therapists
La Stone Therapy	Radionics Therapists	Vibration Therapy
Neurology	Psychiatry	Reflexology
Shiatsu Therapists	Nutrition	Orthodontics
Dietician	Sound Therapy	Yoga
Thought Field Therapy	Paediatrics	Occupational Therapists
First Aider	Zero Balancing	Sonographer
Sports Massage	Vertical Reflex Therapy	Allergy Therapy

 

The Medical Malpractice Insurance policy & Professional Indemnity Insurance (PII) are fundamentally the same type of insurance, however, normally the PII policy would exclude bodily injury/ property damage claims where as the Medical Malpractice Insurance would include bodily injury in the terms and conditions of the policy.